
With high unemployment pulling millions of drivers from the road, auto accidents have dropped to near-record lows. So why aren't auto insurance rates falling accordingly?
Most Americans insure only the basics: homes, cars and health. However, for the rich and famous insurance can be taken out on everything from luxury items to body parts.
Need a financial incentive to lose weight? How does $100, $200, or even $500 sound? Many employers are using "dieting for dollars" programs to encourage workers to slim down.
Did you know that your driving record matters when it comes to life insurance? That's right -- just a single traffic ticket could send your premium through the roof.
Traffic tickets don't have to be a financial death sentence when it comes to shopping for auto insurance.
Are you dissatisfied with your home insurance policy? If so, you're not alone.
Flying to mom’s house for the holidays is going to be a little trickier this year—and a whole lot more expensive. So if you're going to hit the road, here are some driving safety tips.
With unemployment numbers at 10% for the first time since 1983, life insurance sales are booming. For these consumers, low-cost term life insurance is an ideal choice.
Thinking again refinancing your mortgage? If your credit score isn’t stellar, think again. Home mortgage lenders use credit scores when determining refinance eligibility.
The H1N1 flu virus is sweeping the nation—and so are the myths about the vaccine. Go to any coffee shop or grocery store and you’ll hear them. But here are the facts from the health experts themselves.
Fortunately we each play a significant role in reducing our risk of contracting and spreading H1N1 swine flu. Avoiding these 8 germy surfaces can help you keep healthy and stave off the flu.
If personal items are stolen from inside your vehicle, car insurance will not cover you -- you'll need to file a home insurance claim to recoup your losses.
Sending a child away to college is ridiculously expensive, but when a child leaves for college, parents can save hundreds of dollars by updating their car insurance.
Your insurance needs change drastically when moving from a home to a rental, and prospective renters should take a long, hard look at those insurance needs before they move.
It's back-to-school time, and while you're probably thinking more about homework than homeowners coverage, the new school year is a great time to review your insurance needs.
Summer has officially arrived and what a wonderful time it is. Before you fire up the grill and gear up for the spring and summer months, take a few moments to make sure that your home insurance policy covers all of your outdoor needs.
It's important for every homeowner to know the ins and outs of his or her home insurance policy. Here are 10 perils that most standard home insurance policies won't cover.
As the weather improves, more motorcycle riders are hitting the roadways. No matter what you ride, there are some basic types of coverage that you must have.
Taking a few moments to compare car insurance quotes could save you a small fortune. Here are five golden opportunities to save big for on car insurance.
Quitting smoking, giving up drinking and losing weight could save you a small fortune on term life insurance.
In 2007, over 1.4 million drivers were arrested for driving under the influence of alcohol or narcotics, according to the U.S. Department of Justice. But few drivers fully understand the impact of a DUI conviction.
Along with protecting your personal information, educating yourself about the specifics of your homeowners insurance can help protect against identity thieves.
Colors are changing, leaves are falling, and Old Man Winter is right around the corner. Autumn is the best time to prepare your home for the rain, snow, sleet, and ice.
Everyone knows that traffic tickets can lead to higher insurance rates. But did you know that driving while talking on a cell phone is a ticketable offense in many states?
We are all looking for ways to save money. While some of us have done away with our morning coffee, others are carpooling to save money at the gas pumps. One way to save that is often overlooked is saving money on your homeowners insurance premium.
Whether it's talking on a cell phone or fiddling with the car stereo, we've all been guilty of 'distracted driving.' Here are some tips on how to eliminate everyday distractions.
These days, it seems like everyone's talking about hybrid cars and ‘going green.' But if you think hybrid-mania is just about gas mileage, think again.
Here's the Insurance Institute for Highway Safety's list of the most frequently stolen cars in 2008 -- and some tips for protecting your own car from thieves.
With the economy being what it is, everyone's looking to cut costs. And as it turns out, making simple changes around the house is one of the best ways to save money.
The gas crisis is affecting everyone all across the country. As we watch price at the pump increase, here are five simple tips that can ease the pain at the pump.
Are you the quintessential safe driver? Do you drive less often in order to save gas? If so, "pay-as-you-drive" insurance may garner you lower auto insurance rates.
Even though gas prices have dropped, fuel economy is still on the minds of every commuter -- and keeping your car properly maintained can help boost your car's MPG.
You don't have to be a car insurance expert, but you should know the basics of your car insurance policy.
Moving is a stressful time, with coordinating your moving efforts and figuring out all the logistics. However, when you move you will also need to get a new car insurance policy.
Did you know that car insurance providers can use your credit score as an underwriting factor when determining your car insurance rate?
Term life insurance can be the affordable solution for your life insurance needs. While term life insurance is already affordable, here are 10 ways to make your term life insurance premium even cheaper.
When you reach the rental car counter, you will be asked if you would like to purchase insurance for your rental car. What people fail to realize is that your car insurance policy often covers your rental car as well.
When a loved one passes away, most people don't want to start their mourning process by filing out life insurance paperwork. The following tips can serve as reminders as you deal and cope with the lost of a loved one and dealing with your life insurance company .
Nobody plans for their home to burn down in a fire, or get blown away by a tornado. But if you did have to file a homeowners insurance claim, will you know how to?
If you are involved in a car accident, do you know how to file your car insurance claim? While you can't foresee getting into an accident, you can always be prepared for the worse case scenario .
Dogs have transitioned from being a pet to being part of the family. Dogs bring added joy to your household as well as added security. Unfortunately, dogs also bring a higher liability risk to your homeowners insurance policy.
The cost of a policy and the features it offers can vary tremendously depending on the type of insurance you choose. Here's a rundown of term life insurance and permanent life insurance.